1. Who we are
sotra — an online service developed by private individual Artjom Suvorov, resident of Estonia. The service is provided in MVP mode on a free basis.
2. What the service does
The service uses artificial intelligence to analyze uploaded insurance documents. It extracts information about policies, risks, limitations and helps navigate insurance documents.
3. What the service does NOT do
- •The service is NOT an insurance intermediary, broker or agent
- •The service does NOT sell insurance products and does not receive commissions
- •The service does NOT provide legal, financial or insurance consultations
- •The service CANNOT replace consultation with an insurance agent or lawyer
- •The service does NOT make decisions on insurance claims
- •The service does NOT guarantee accuracy of AI analysis
4. AI analysis limitations
- —Artificial intelligence can make errors when analyzing documents
- —AI may misinterpret complex policy clauses
- —AI analysis is for informational purposes only
- —Final interpretation of terms belongs to the insurance company
- —Consult with a specialist before making any decisions
5. Limitation of liability
The service is provided 'as is'. The owner is not responsible for inaccuracies in AI analysis, decisions made based on it, technical failures or data loss.
6. Usage rules
- —Upload only your own documents or documents with owner's consent
- —Do not upload personal data of third parties without their consent
- —Do not use the service for illegal purposes
7. Applicable law
The legislation of the Republic of Estonia and the European Union (including GDPR) applies.